Best credit card for…
34 use-cases, each ranked in rupees by the CardLens engine at a stated spend profile – lounges, flights, UPI, fuel, Swiggy, Zepto, rent, students and more.
Travel
- Best for airport lounge access · Regalia
- Best for international lounge access · Emeralde Private Metal
- Best for flight bookings · Platinum Travel
- Best for international travel · Regalia Gold
- Best for hotel bookings · EaseMyTrip Standard Chartered
- Best for MakeMyTrip · EaseMyTrip Standard Chartered
Everyday
- Best for UPI payments · FIRST Power+
- Best for fuel · HSBC Live+
- Best for groceries · HSBC Live+
- Best for Zepto and Blinkit · HSBC Live+
- Best for Swiggy Instamart · HSBC Live+
- Best for BigBasket · HSBC Live+
- Best for cabs and commute · HSBC Live+
Shopping
- Best for online shopping · Platinum Travel
- Best for Amazon · HSBC Live+
- Best for Flipkart · HSBC Live+
- Best for Myntra · HSBC Live+
- Best for Tata Neu · Platinum Travel
Food
- Best for Swiggy · HSBC Live+
- Best for Zomato · HSBC Live+
- Best for dining out · HSBC Live+
Bills
- Best for utility and electricity bills · HSBC Live+
- Best for Airtel bills · HSBC Live+
- Best for rent payments · Platinum Travel
- Best for insurance premiums · Emeralde Private Metal
- Best for school and college fees · Emeralde Private Metal
Entertainment
- Best for movie tickets · HSBC Live+
- Best for OTT subscriptions · HSBC Live+
By type
- Best for cashback · HSBC Live+
- Best for travel rewards and miles · Platinum Travel
- Best for premium and super-premium cards · Emeralde Private Metal
- Best for high spenders · Emeralde Private Metal
Getting a card
- Best for students · FIRST WOW
- Best for a first credit card · Paisabazaar PaisaSave
Ranked by the open CardLens engine: rewards at realistic redemption value + milestones + waivers − fee incl. 18% GST − forex, for the spend profile stated above. Figures are estimates from public issuer terms – verify on the issuer page before applying. How the score works →