Best for · Travel · updated 2026-09-19

Best credit card for flight booking in India

Every card scored in rupees for this use, not a hand-picked list. Numbers assume the profile stated below – set up yours to re-rank for your spend.

Best credit card for flight booking (Sept 2026): American Express Platinum Travel – about 1.0% back on ₹15,000/month of flight booking, ₹27,312 net a year after fee. Runners-up: EaseMyTrip Standard Chartered and HSBC Live+. Ranked for ₹15,000 a month on flights, part of it on MakeMyTrip and IndiGo.

Standard profile
Scored for Flight booking profile · ₹45k/monthBills paid in full · first-year offers shown separately · set up your profile to score cards for your own spend

Top 3 for flight booking

American Express Platinum Travel credit card
American ExpressAmerican Express

Platinum Travel

90
Net savings₹27,312/yr
Savings rate5.8%
Annual feeYou pay ₹5,900
Lounge✈8 dom

✓ Base rate 1% on other spends earns you about ₹3,852 a year on ₹3,85,200 of spend.

Details
Standard Chartered EaseMyTrip Standard Chartered credit card
Standard Chartered× EaseMyTripVisa

EaseMyTrip Standard Chartered

76
Net savings₹21,726/yr
Savings rate4.6%
Annual feeWaived ₹413
Lounge✈4 dom

✓ 10% off EaseMyTrip flights (cap ₹5,000) earns you about ₹18,000 a year on ₹1,80,000 of…

Details
HSBC HSBC Live+ credit card
HSBCVisa

HSBC Live+

72
Net savings₹18,378/yr
Savings rate3.9%
Annual feeWaived ₹1,179
Lounge✈2 dom🌏1 intl

✓ 10% on dining, food delivery, groceries, shopping & utilities earns you about ₹14,400 a…

Details

All 119 cards ranked for flight booking

Cards ranked for flight booking
#CardScoreNet savings / yrOn flight booking / yrAnnual feeLounge
1American Express Platinum Travel credit cardPlatinum TravelAmerican Express90/100₹27,312
5.8% rate
₹1,800
1.0% back
You pay ₹5,9008 domestic/yr
2Standard Chartered EaseMyTrip Standard Chartered credit cardEaseMyTrip Standard CharteredStandard Chartered76/100₹21,726
4.6% rate
₹18,000
10.0% back
Waived ₹4134 domestic/yr
3HSBC HSBC Live+ credit cardHSBC Live+HSBC72/100₹18,378
3.9% rate
₹2,700
1.5% back
Waived ₹1,1792 domestic + 1 international/yr
4ICICI Bank Emeralde Private Metal credit cardEmeralde Private MetalICICI Bank64/100₹13,308
2.8% rate
₹4,590
2.5% back
You pay ₹14,749unlimited domestic + unlimited international/yr
5SBI Card CASHBACK SBI Card credit cardCASHBACK SBI CardSBI Card61/100₹15,156
3.2% rate
₹9,000
5.0% back
Waived ₹1,179No lounge access
6HDFC Bank Millennia credit cardMillenniaHDFC Bank59/100₹8,292
1.8% rate
₹1,800
1.0% back
Waived ₹1,1808 domestic/yr
7Bank of Baroda BOBCARD ETERNA credit cardBOBCARD ETERNABank of Baroda58/100₹12,033
2.6% rate
₹6,750
3.7% back
Waived ₹2,9494 domestic/yr
8Kotak Mahindra Bank Myntra Kotak credit cardMyntra KotakKotak Mahindra Bank57/100₹8,775
1.9% rate
₹2,250
1.3% back
Waived ₹5904 domestic/yr
9Axis Bank ACE credit cardACEAxis Bank × Google Pay57/100₹8,664
1.8% rate
₹3,600
2.0% back
Waived ₹5894 domestic/yr
10American Express Membership Rewards (MRCC) credit cardMembership Rewards (MRCC)American Express56/100₹16,212
3.5% rate
₹1,800
1.0% back
Waived ₹5,310No lounge access
11Kotak Mahindra Bank IndiGo Ka-ching 6E Rewards XL credit cardIndiGo Ka-ching 6E Rewards XLKotak Mahindra Bank55/100₹8,994
1.9% rate
₹4,950
2.8% back
Waived ₹1,7708 domestic/yr
12HDFC Bank Infinia Metal credit cardInfinia MetalHDFC Bank55/100₹8,495
1.8% rate
₹5,094
2.8% back
You pay ₹14,750unlimited domestic + unlimited international/yr
13Axis Bank Atlas credit cardAtlasAxis Bank54/100₹12,564
2.7% rate
₹9,000
5.0% back
You pay ₹5,9008 domestic + 4 international/yr
14Bank of Baroda BOBCARD TIARA credit cardBOBCARD TIARABank of Baroda54/100₹9,873
2.1% rate
₹6,750
3.7% back
Waived ₹2,9494 domestic/yr
15Yes Bank Marquee credit cardMarqueeYes Bank54/100₹9,284
2.0% rate
₹8,100
4.5% back
You pay ₹5,899unlimited domestic + 6 international/yr
16HDFC Bank Tata Neu Infinity HDFC Bank credit cardTata Neu Infinity HDFC BankHDFC Bank54/100₹7,974
1.5% rate
₹2,700
1.5% back
Waived ₹1,7698 domestic + 4 international/yr
17Standard Chartered Ultimate credit cardUltimateStandard Chartered54/100₹7,652
1.6% rate
₹5,940
3.3% back
You pay ₹5,900unlimited domestic/yr
18Kotak Mahindra Bank Zen Signature credit cardZen SignatureKotak Mahindra Bank53/100₹7,044
1.5% rate
₹3,006
1.7% back
Waived ₹1,7708 domestic/yr
19Axis Bank Privilege credit cardPrivilegeAxis Bank53/100₹6,712
1.4% rate
₹1,800
1.0% back
Waived ₹1,7708 domestic/yr
20Federal Bank Scapia Federal Bank credit cardScapia Federal BankFederal Bank51/100₹11,544
2.5% rate
₹7,200
4.0% back
Free for lifeunlimited domestic/yr
21HDFC Bank Regalia credit cardRegaliaHDFC Bank51/100₹6,122
1.3% rate
₹2,394
1.3% back
Waived ₹2,95012 domestic + 6 international/yr
22HDFC Bank Diners Club Privilege credit cardDiners Club PrivilegeHDFC Bank51/100₹6,122
1.3% rate
₹2,394
1.3% back
Waived ₹2,9508 domestic/yr
23HDFC Bank Regalia Gold credit cardRegalia GoldHDFC Bank51/100₹6,122
1.3% rate
₹2,394
1.3% back
Waived ₹2,95012 domestic + 6 international/yr
24Yes Bank Paisabazaar PaisaSave credit cardPaisabazaar PaisaSaveYes Bank50/100₹11,358
2.1% rate
₹5,400
3.0% back
Waived ₹589No lounge access
25IDFC FIRST Bank FIRST Power+ credit cardFIRST Power+IDFC FIRST Bank × HPCL50/100₹9,078
1.7% rate
₹1,350
0.8% back
Waived ₹5894 domestic/yr

Showing the top 25 of 119. Browse every card →

Ranked by the open CardLens engine: rewards at realistic redemption value + milestones + waivers − fee incl. 18% GST − forex, for the spend profile stated above. Profile: for ₹15,000 a month on flights, part of it on MakeMyTrip and IndiGo. Figures are estimates from public issuer terms – verify on the issuer page before applying. How the score works →

Related

Frequently asked questions

Which credit card is best for flight booking in India in Sept 2026?

American Express Platinum Travel ranks first for flight booking on CardLens: about 1.0% back on ₹15,000/month of flight booking, ₹27,312 net a year after fee. EaseMyTrip Standard Chartered is second. The ranking is for a stated spend profile and changes with yours.

How does CardLens rank cards for flight booking?

We take the standard Indian cardholder profile, change it to reflect this use (for ₹15,000 a month on flights, part of it on MakeMyTrip and IndiGo), and score every card with the same open engine used everywhere on the site: rewards at realistic point value + milestones + waivers − renewal fee incl. 18% GST − forex markup, then a 0–100 score that also counts usable lounge access, redemption flexibility, lifestyle fit, simplicity and fee safety. Nothing is hand-picked and no issuer pays for placement.

Will my own answer be different?

Probably. Caps, fee-waiver thresholds and milestones all depend on how much you spend and where. Set up your profile in Find My Card and every page on CardLens re-scores for you.

Which credit card is best to book airline tickets?

American Express Platinum Travel returns the most on airline tickets at this spend. Rates differ by where you book: some cards pay extra on specific airlines or travel sites (MakeMyTrip and IndiGo are part of this profile), so the ranking applies each card's published rules to that mix.

Is it a good idea to book flights on a credit card?

Yes, if you pay the bill in full: a large ticket earns rewards, travel cards add lounge visits, and a card payment can be disputed through your bank if a cancelled flight is never refunded. Carrying the balance costs around 3.5% a month or more on most Indian cards, which wipes out any reward.

Which card is best for international flight bookings?

If you pay a foreign airline in foreign currency, the forex markup (often 2–3.5%) matters as much as the reward rate. See the CardLens ranking for international travel, which counts the markup.