Best for · Travel · updated 2026-09-19

Best credit cards for hotel bookings

Every card scored in rupees for this use, not a hand-picked list. Numbers assume the profile stated below – set up yours to re-rank for your spend.

Best credit card for hotel bookings (Sept 2026): EaseMyTrip Standard Chartered – about 20.0% back on ₹12,000/month of hotel bookings, ₹32,526 net a year after fee. Runners-up: Platinum Travel and HSBC Live+. Ranked for ₹12,000 a month on hotels booked direct or via OTAs.

Standard profile
Scored for Hotel bookings profile · ₹43k/monthBills paid in full · first-year offers shown separately · set up your profile to score cards for your own spend

Top 3 for hotel bookings

Standard Chartered EaseMyTrip Standard Chartered credit card
Standard Chartered× EaseMyTripVisa

EaseMyTrip Standard Chartered

92
Net savings₹32,526/yr
Savings rate7.3%
Annual feeWaived ₹413
Lounge✈4 dom

✓ 20% off EaseMyTrip hotels (cap ₹5,000) earns you about ₹28,800 a year on ₹1,44,000 of…

Details
American Express Platinum Travel credit card
American ExpressAmerican Express

Platinum Travel

90
Net savings₹27,072/yr
Savings rate6.1%
Annual feeYou pay ₹5,900
Lounge✈8 dom

✓ Base rate 1% on other spends earns you about ₹3,612 a year on ₹3,61,200 of spend.

Details
HSBC HSBC Live+ credit card
HSBCVisa

HSBC Live+

82
Net savings₹18,018/yr
Savings rate4.0%
Annual feeWaived ₹1,179
Lounge✈2 dom🌏1 intl

✓ 10% on dining, food delivery, groceries, shopping & utilities earns you about ₹14,400 a…

Details

All 119 cards ranked for hotel bookings

Cards ranked for hotel bookings
#CardScoreNet savings / yrOn hotel bookings / yrAnnual feeLounge
1Standard Chartered EaseMyTrip Standard Chartered credit cardEaseMyTrip Standard CharteredStandard Chartered92/100₹32,526
7.3% rate		₹28,800
20.0% back		Waived ₹4134 domestic/yr
2American Express Platinum Travel credit cardPlatinum TravelAmerican Express90/100₹27,072
6.1% rate		₹1,440
1.0% back		You pay ₹5,9008 domestic/yr
3HSBC HSBC Live+ credit cardHSBC Live+HSBC82/100₹18,018
4.0% rate		₹2,160
1.5% back		Waived ₹1,1792 domestic + 1 international/yr
4ICICI Bank Emeralde Private Metal credit cardEmeralde Private MetalICICI Bank63/100₹12,696
2.9% rate		₹3,672
2.5% back		You pay ₹14,749unlimited domestic + unlimited international/yr
5Bank of Baroda BOBCARD ETERNA credit cardBOBCARD ETERNABank of Baroda62/100₹11,133
2.5% rate		₹5,400
3.8% back		Waived ₹2,9494 domestic/yr
6Axis Bank ACE credit cardACEAxis Bank × Google Pay62/100₹8,184
1.8% rate		₹2,880
2.0% back		Waived ₹5894 domestic/yr
7Kotak Mahindra Bank Myntra Kotak credit cardMyntra KotakKotak Mahindra Bank61/100₹8,475
1.9% rate		₹1,800
1.3% back		Waived ₹5904 domestic/yr
8SBI Card CASHBACK SBI Card credit cardCASHBACK SBI CardSBI Card59/100₹13,956
3.1% rate		₹7,200
5.0% back		Waived ₹1,179No lounge access
9HDFC Bank Millennia credit cardMillenniaHDFC Bank59/100₹8,052
1.8% rate		₹1,440
1.0% back		Waived ₹1,1808 domestic/yr
10Bank of Baroda BOBCARD TIARA credit cardBOBCARD TIARABank of Baroda57/100₹8,973
2.0% rate		₹5,400
3.8% back		Waived ₹2,9494 domestic/yr
11American Express Membership Rewards (MRCC) credit cardMembership Rewards (MRCC)American Express56/100₹15,972
3.6% rate		₹1,440
1.0% back		Waived ₹5,310No lounge access
12IDFC FIRST Bank FIRST Power+ credit cardFIRST Power+IDFC FIRST Bank × HPCL55/100₹8,898
1.7% rate		₹1,080
0.8% back		Waived ₹5894 domestic/yr
13HDFC Bank Infinia Metal credit cardInfinia MetalHDFC Bank53/100₹7,815
1.8% rate		₹4,075
2.8% back		You pay ₹14,750unlimited domestic + unlimited international/yr
14HDFC Bank Tata Neu Infinity HDFC Bank credit cardTata Neu Infinity HDFC BankHDFC Bank53/100₹7,614
1.5% rate		₹2,160
1.5% back		Waived ₹1,7698 domestic + 4 international/yr
15Kotak Mahindra Bank Zen Signature credit cardZen SignatureKotak Mahindra Bank53/100₹6,643
1.5% rate		₹2,405
1.7% back		Waived ₹1,7708 domestic/yr
16Axis Bank Flipkart Axis Bank credit cardFlipkart Axis BankAxis Bank53/100₹3,972
0.9% rate		₹1,440
1.0% back		Waived ₹5904 domestic/yr
17Axis Bank Atlas credit cardAtlasAxis Bank52/100₹11,364
2.6% rate		₹7,200
5.0% back		You pay ₹5,9008 domestic + 4 international/yr
18Yes Bank Marquee credit cardMarqueeYes Bank52/100₹8,204
1.8% rate		₹6,480
4.5% back		You pay ₹5,899unlimited domestic + 6 international/yr
19Standard Chartered Ultimate credit cardUltimateStandard Chartered52/100₹6,860
1.5% rate		₹4,752
3.3% back		You pay ₹5,900unlimited domestic/yr
20Axis Bank Rewards credit cardRewardsAxis Bank52/100₹6,497
1.5% rate		₹288
0.2% back		Waived ₹1,1804 domestic/yr
21Axis Bank Privilege credit cardPrivilegeAxis Bank52/100₹6,472
1.5% rate		₹1,440
1.0% back		Waived ₹1,7708 domestic/yr
22Bank of Baroda BOBCARD PREMIER credit cardBOBCARD PREMIERBank of Baroda52/100₹6,102
1.4% rate		₹3,600
2.5% back		Waived ₹1,1804 domestic/yr
23ICICI Bank MakeMyTrip ICICI Bank Signature credit cardMakeMyTrip ICICI Bank SignatureICICI Bank51/100₹11,508
2.6% rate		₹8,640
6.0% back		Waived ₹2,9508 domestic + 8 international/yr
24AU Small Finance Bank LIT credit cardLITAU Small Finance Bank51/100₹6,735
1.5% rate		₹360
0.3% back		Free for life4 domestic/yr
25HDFC Bank Regalia credit cardRegaliaHDFC Bank51/100₹5,802
1.3% rate		₹1,915
1.3% back		Waived ₹2,95012 domestic + 6 international/yr

Showing the top 25 of 119. Browse every card →

Ranked by the open CardLens engine: rewards at realistic redemption value + milestones + waivers − fee incl. 18% GST − forex, for the spend profile stated above. Profile: for ₹12,000 a month on hotels booked direct or via OTAs. Figures are estimates from public issuer terms – verify on the issuer page before applying. How the score works →

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Frequently asked questions

Which credit card is best for hotel bookings in India in Sept 2026?

EaseMyTrip Standard Chartered ranks first for hotel bookings on CardLens: about 20.0% back on ₹12,000/month of hotel bookings, ₹32,526 net a year after fee. American Express Platinum Travel is second. The ranking is for a stated spend profile and changes with yours.

How does CardLens rank cards for hotel bookings?

We take the standard Indian cardholder profile, change it to reflect this use (for ₹12,000 a month on hotels booked direct or via OTAs), and score every card with the same open engine used everywhere on the site: rewards at realistic point value + milestones + waivers − renewal fee incl. 18% GST − forex markup, then a 0–100 score that also counts usable lounge access, redemption flexibility, lifestyle fit, simplicity and fee safety. Nothing is hand-picked and no issuer pays for placement.

Will my own answer be different?

Probably. Caps, fee-waiver thresholds and milestones all depend on how much you spend and where. Set up your profile in Find My Card and every page on CardLens re-scores for you.