Credit card calculators

Four calculators that run in your browser – EMI cost with GST, what paying late really costs, what your points are worth, and what forex markup takes.

Credit card EMI calculator

Monthly instalment, total interest, 18% GST on interest and the processing fee – for HDFC, SBI, ICICI, Axis and others.

Credit card interest calculator (paid after the due date)

What a missed or partial payment costs: finance charges at the card's monthly rate, GST on the charge and the late-payment fee slab.

Reward points to cash calculator

What your points are really worth on each card – realistic redemption value vs the best case, from the CardLens card data.

Forex markup calculator

What a foreign transaction costs on your card: the markup, 18% GST on the markup and how that compares with a zero-forex card.