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Side by side across savings, fees, lounges, caps and redemption for your own spend – the winning value in each row gets a BEST tag.

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The top 3 cards of each type for your profile, scored head-to-head – open any in one tap.

Standard profile
Scored for Typical Indian cardholder · ₹32k/monthBills paid in full · first-year offers shown separately · set up your profile to score cards for your own spend
Across typesCompare all 3 →
  1. 1HSBC Live+HSBC100
  2. 2Membership Rewards (MRCC)American Express74
  3. 3Myntra KotakKotak Mahindra Bank70

The three highest-scoring cards for your profile, whatever the type. Higher score is better.

CashbackCompare all 3 →
  1. 1HSBC Live+HSBC100
  2. 2ACEAxis Bank67
  3. 3CASHBACK SBI CardSBI Card60

Top 3 cashback cards by personal score. Higher score is better.

ShoppingCompare all 3 →
  1. 1Myntra KotakKotak Mahindra Bank70
  2. 2Flipkart Axis BankAxis Bank55
  3. 3Amazon Pay ICICI BankICICI Bank46

Top 3 shopping cards by personal score. Higher score is better.

TravelCompare all 3 →
  1. 1EaseMyTrip Standard CharteredStandard Chartered58
  2. 2IndiGo Ka-ching 6E Rewards XLKotak Mahindra Bank53
  3. 3Platinum TravelAmerican Express50

Top 3 travel cards by personal score. Higher score is better.

PremiumCompare all 3 →
  1. 1BOBCARD ETERNABank of Baroda62
  2. 2Diners Club PrivilegeHDFC Bank59
  3. 3PrivilegeAxis Bank57

Top 3 premium cards by personal score. Higher score is better.

Super-premiumCompare all 3 →
  1. 1Infinia MetalHDFC Bank52
  2. 2Emeralde Private MetalICICI Bank52
  3. 3UltimateStandard Chartered48

Top 3 super-premium cards by personal score. Higher score is better.

LifestyleCompare all 3 →
  1. 1LITAU Small Finance Bank59
  2. 2Tata Neu Infinity HDFC BankHDFC Bank56
  3. 3BOBCARD TIARABank of Baroda54

Top 3 lifestyle cards by personal score. Higher score is better.

FuelCompare all 3 →
  1. 1FIRST Power+IDFC FIRST Bank62
  2. 2BPCL SBI Card OCTANESBI Card57
  3. 3HPCL BOBCARD ENERGIEBank of Baroda55

Top 3 fuel cards by personal score. Higher score is better.

Entry-levelCompare all 3 →
  1. 1Membership Rewards (MRCC)American Express74
  2. 2Tata Neu Plus HDFC BankHDFC Bank51
  3. 3Altura PlusAU Small Finance Bank51

Top 3 entry-level cards by personal score. Higher score is better.

Lifetime freeCompare all 3 →
  1. 1LITAU Small Finance Bank59
  2. 2Scapia Federal BankFederal Bank47
  3. 3FIRST WealthIDFC FIRST Bank47

No fee, ever – ranked by what they still earn you. Higher score is better.

UPI on RuPayCompare all 3 →
  1. 1FIRST Power+IDFC FIRST Bank62
  2. 2Tata Neu Infinity HDFC BankHDFC Bank56
  3. 3Paisabazaar PaisaSaveYes Bank51

Cards that earn on UPI scan-and-pay. Higher score is better.

Low forexCompare all 3 →
  1. 1Scapia Federal BankFederal Bank47
  2. 2MarqueeYes Bank46
  3. 3ixigo AUAU Small Finance Bank45

Under 1% markup for spending abroad. Higher score is better.

All 69 ready-made comparisons