Issuer · 5 cards · updated 2026-09-19

Yes Bank credit cards, ranked

Every Yes Bank card scored in rupees for the standard profile – fee incl. GST, net savings, lounge rules and what changed recently.

Best Yes Bank credit card (Sept 2026): Yes Bank Paisabazaar PaisaSave – score 51/100, ₹7,182 net a year for the standard profile; ELITE+ is next. 5 Yes Bank cards on CardLens: 1 lifetime free, 3 with lounge access, 2 on RuPay UPI.

Standard profile
Scored for Typical Indian cardholder · ₹32k/monthBills paid in full · first-year offers shown separately · set up your profile to score cards for your own spend

Top 3 Yes Bank cards

Yes Bank Paisabazaar PaisaSave credit card
Yes Bank× PaisabazaarRuPay · UPI

Paisabazaar PaisaSave

51
Net savings₹7,182/yr
Savings rate1.9%
Annual feeWaived ₹589
Lounge✈ none

✓ 3% on online spends (cap ₹1,000/mo) earns you about ₹4,536 a year on ₹1,51,200 of spend.

Details
Yes Bank ELITE+ credit card
Yes BankMastercard

ELITE+

50
Net savings₹3,314/yr
Savings rate1.0%
Annual feeWaived ₹1,179
Lounge✈16 dom

✓ 12 points/₹200 on online spends earns you about ₹2,268 a year on ₹1,51,200 of spend.

Details
Yes Bank Marquee credit card
Yes BankMastercard

Marquee

46
Net savings₹3,323/yr
Savings rate1.0%
Annual feeYou pay ₹5,899
Lounge✈∞ dom🌏6 intl

✓ 36 points/₹200 on online spends earns you about ₹6,804 a year on ₹1,51,200 of spend.

Details

All 5 Yes Bank cards

Yes Bank credit cards ranked
#CardScoreNet savings / yrTypeAnnual feeLounge
1Yes Bank Paisabazaar PaisaSave credit cardPaisabazaar PaisaSaveYes Bank51/100₹7,182
1.9% rate		Cashback · UPI · 3.5% forexWaived ₹589No lounge access
2Yes Bank ELITE+ credit cardELITE+Yes Bank50/100₹3,314
1.0% rate		Premium · 2.75% forexWaived ₹1,17916 domestic/yr
3Yes Bank Marquee credit cardMarqueeYes Bank46/100₹3,323
1.0% rate		Super-premium · 1% forexYou pay ₹5,899unlimited domestic + 6 international/yr
4Yes Bank RESERV credit cardRESERVYes Bank40/100₹955
0.3% rate		Premium · 1.75% forexYou pay ₹2,35912 domestic + 4 international/yr
5Yes Bank Kiwi (Yes Bank RuPay) credit cardKiwi (Yes Bank RuPay)Yes Bank29/100₹3,036
0.8% rate		Cashback · UPI · 3.5% forexFree for lifeNo lounge access

Ranked by the open CardLens engine: rewards at realistic redemption value + milestones + waivers − fee incl. 18% GST − forex, for the spend profile stated above. Figures are estimates from public issuer terms – verify on the issuer page before applying. How the score works →

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Frequently asked questions

Which Yes Bank credit card is best?

For the standard ₹32k/month profile, Yes Bank Paisabazaar PaisaSave scores highest (51/100, ₹7,182 recurring net savings), ahead of ELITE+ (50). Your own spend can change the order – use Find My Card.

Which Yes Bank credit card is lifetime free?

Kiwi (Yes Bank RuPay) is lifetime free on CardLens data.

Which Yes Bank credit card gives airport lounge access?

ELITE+ (16 domestic); Marquee (Unlimited domestic); RESERV (12 domestic).