DBS BankVisa
DBS Vantage
Net savings−₹4,319/yr
Savings rate-1.3%
Annual feeYou pay ₹7,079
Lounge✈∞ dom🌏4 intl
✓ Base rate 0.9% on other spends earns you about ₹1,860 a year on ₹2,06,640 of spend.
Issuer · 1 cards · updated 2026-09-19
DBS Bank credit cards, ranked
Every DBS Bank card scored in rupees for the standard profile – fee incl. GST, net savings, lounge rules and what changed recently.
Best DBS Bank credit card (Sept 2026): DBS Bank DBS Vantage – score 25/100, −₹4,319 net a year for the standard profile. 1 DBS Bank card on CardLens: 0 lifetime free, 1 with lounge access.
Standard profile
Scored for Typical Indian cardholder · ₹32k/monthBills paid in full · first-year offers shown separately · set up your profile to score cards for your own spend
Top 1 DBS Bank cards
All 1 DBS Bank cards
| # | Card | Score | Net savings / yr | Type | Annual fee | Lounge |
|---|---|---|---|---|---|---|
| 1 | DBS VantageDBS Bank | 25/100 | −₹4,319 -1.3% rate | Premium · 1.75% forex | You pay ₹7,079 | unlimited domestic + 4 international/yr |
Ranked by the open CardLens engine: rewards at realistic redemption value + milestones + waivers − fee incl. 18% GST − forex, for the spend profile stated above. Figures are estimates from public issuer terms – verify on the issuer page before applying. How the score works →
Recent DBS Bank changes
- New feeDBS Bank
DBS: 1% fee on large travel, railway and wallet-load transactions
From 1 April 2026 DBS credit cards charge 1% on select travel transactions above ₹10,000, railway transactions above ₹20,000 and wallet loads of ₹5,000 or more.
Compare DBS Bank cards
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Frequently asked questions
Which DBS Bank credit card is best?
For the standard ₹32k/month profile, DBS Bank DBS Vantage scores highest (25/100, −₹4,319 recurring net savings). Your own spend can change the order – use Find My Card.
Which DBS Bank credit card is lifetime free?
None of the DBS Bank cards on CardLens is lifetime free; the cheapest renewal fee is ₹7,079 incl. GST.
Which DBS Bank credit card gives airport lounge access?
DBS Vantage (Unlimited domestic).