Issuer · 5 cards · updated 2026-09-19

RBL Bank credit cards, ranked

Every RBL Bank card scored in rupees for the standard profile – fee incl. GST, net savings, lounge rules and what changed recently.

Best RBL Bank credit card (Sept 2026): RBL Bank World Safari – score 39/100, ₹803 net a year for the standard profile; ShopRite is next. 5 RBL Bank cards on CardLens: 0 lifetime free, 2 with lounge access, 1 on RuPay UPI.

Standard profile
Scored for Typical Indian cardholder · ₹32k/monthBills paid in full · first-year offers shown separately · set up your profile to score cards for your own spend

Top 3 RBL Bank cards

RBL Bank World Safari credit card
RBL BankMastercard

World Safari

39
Net savings₹803/yr
Savings rate0.2%
Annual feeYou pay ₹3,540
Lounge✈8 dom🌏8 intl

✓ Base rate 0.5% on other spends earns you about ₹1,033 a year on ₹2,06,640 of spend.

Details
RBL Bank ShopRite credit card
RBL BankVisa

ShopRite

35
Net savings₹3,019/yr
Savings rate0.9%
Annual feeWaived ₹590
Lounge✈ none

✓ 20 points/₹100 on grocery (cap 1,000 pts/mo) earns you about ₹2,160 a year on ₹43,200 of…

Details
RBL Bank Icon credit card
RBL BankVisa

Icon

34
Net savings−₹4,327/yr
Savings rate-1.3%
Annual feeYou pay ₹5,900
Lounge✈8 dom

✓ Base rate 0.5% on other spends earns you about ₹1,213 a year on ₹2,42,640 of spend.

Details

All 5 RBL Bank cards

RBL Bank credit cards ranked
#CardScoreNet savings / yrTypeAnnual feeLounge
1RBL Bank World Safari credit cardWorld SafariRBL Bank39/100₹803
0.2% rate		Travel · 0% forexYou pay ₹3,5408 domestic + 8 international/yr
2RBL Bank ShopRite credit cardShopRiteRBL Bank35/100₹3,019
0.9% rate		Entry-level · 3.5% forexWaived ₹590No lounge access
3RBL Bank Icon credit cardIconRBL Bank34/100−₹4,327
-1.3% rate		Premium · 3.5% forexYou pay ₹5,9008 domestic/yr
4RBL Bank Play credit cardPlayRBL Bank29/100₹1,423
0.4% rate		Lifestyle · 3.5% forexWaived ₹590No lounge access
5RBL Bank IRCTC RBL Bank credit cardIRCTC RBL BankRBL Bank27/100₹1,308
0.3% rate		Travel · UPI · 3.5% forexWaived ₹590No lounge access

Ranked by the open CardLens engine: rewards at realistic redemption value + milestones + waivers − fee incl. 18% GST − forex, for the spend profile stated above. Figures are estimates from public issuer terms – verify on the issuer page before applying. How the score works →

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Frequently asked questions

Which RBL Bank credit card is best?

For the standard ₹32k/month profile, RBL Bank World Safari scores highest (39/100, ₹803 recurring net savings), ahead of ShopRite (35). Your own spend can change the order – use Find My Card.

Which RBL Bank credit card is lifetime free?

None of the RBL Bank cards on CardLens is lifetime free; the cheapest renewal fee is ₹590 incl. GST.

Which RBL Bank credit card gives airport lounge access?

World Safari (8 domestic); Icon (8 domestic).