Issuer · 1 cards · updated 2026-09-19
OneCard credit cards, ranked
Every OneCard card scored in rupees for the standard profile – fee incl. GST, net savings, lounge rules and what changed recently.
Best OneCard credit card (Sept 2026): OneCard (SBM / partner banks) OneCard – score 21/100, ₹1,265 net a year for the standard profile. 1 OneCard card on CardLens: 1 lifetime free, 0 with lounge access.
Standard profile
Scored for Typical Indian cardholder · ₹32k/monthBills paid in full · first-year offers shown separately · set up your profile to score cards for your own spend
Top 1 OneCard cards
All 1 OneCard cards
| # | Card | Score | Net savings / yr | Type | Annual fee | Lounge |
|---|---|---|---|---|---|---|
| 1 | OneCardOneCard (SBM / partner banks) | 21/100 | ₹1,265 0.4% rate | Lifestyle · 1% forex | Free for life | No lounge access |
Ranked by the open CardLens engine: rewards at realistic redemption value + milestones + waivers − fee incl. 18% GST − forex, for the spend profile stated above. Figures are estimates from public issuer terms – verify on the issuer page before applying. How the score works →
Compare OneCard cards
Other banks
Frequently asked questions
Which OneCard credit card is best?
For the standard ₹32k/month profile, OneCard (SBM / partner banks) OneCard scores highest (21/100, ₹1,265 recurring net savings). Your own spend can change the order – use Find My Card.
Which OneCard credit card is lifetime free?
OneCard is lifetime free on CardLens data.
Which OneCard credit card gives airport lounge access?
No OneCard card on CardLens carries complimentary lounge access.