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Reward points to cash calculator
What your points are really worth on each card – realistic redemption value vs the best case, from the CardLens card data.
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Frequently asked questions
How much is 1 reward point worth?
It depends entirely on the card and how you redeem: HDFC Infinia points reach ₹1 on SmartBuy flights but ₹0.30 as statement credit; SBI and IDFC points are ₹0.25; cashback cards are ₹1. CardLens stores a realistic blended value and the best case for every card.
Should I redeem points for cash or vouchers?
Compare the rupee value per point on each option – the calculator shows the realistic and best-case values. Statement credit is usually the lowest, travel portals and transfer partners the highest, at the cost of flexibility.