Federal Bank · Visa · lounge inventory reviewed 2026-09-16
Scapia Federal Bank lounge access: airports, terminals and rules
Lifetime free travel card: zero forex markup and unlimited domestic lounges on ₹10k monthly spend.
Scapia Federal Bank lounge access (Sept 2026): unlimited domestic, no international visits, needs ₹10,000 spend per month (programme: Unlimited domestic on ₹10k spend in previous month). That gets you into 50 lounges at 42 Indian airports in the CardLens inventory.
DomesticUnlimitedneeds ₹10,000 spend per month
InternationalNoneno international visits
ProgrammeUnlimited domestic on ₹10k spend in previous month
CardFull review, score & fees →Lifetime free
50 lounges at 42 airports
| Airport | Terminal | Lounge | Zone | Entry via |
|---|---|---|---|---|
| Delhi DEL | T3 | Encalm Lounge (T3 Domestic) Encalm | domestic | issuer programme (bank / operator app) |
| T3 | Plaza Premium Lounge (T3 Domestic) Plaza Premium | domestic | issuer programme (bank / operator app) | |
| T1 | Encalm Lounge (T1) Encalm | domestic | issuer programme (bank / operator app) | |
| T2 | Encalm Lounge (T2) Encalm | domestic | issuer programme (bank / operator app) | |
| Mumbai BOM | T2 | Adani Lounge (T2 Domestic) Adani Airports | domestic | issuer programme (bank / operator app) |
| T2 | TFS Lounge (T2 Domestic) Travel Food Services · check at desk | domestic | issuer programme (bank / operator app) | |
| T1 | Adani Lounge (T1) Adani Airports | domestic | issuer programme (bank / operator app) | |
| Bengaluru BLR | T2 | 080 Domestic Lounge BIAL | domestic | issuer programme (bank / operator app) |
| T1 | Above Ground Level Lounge (T1) Travel Food Services | domestic | issuer programme (bank / operator app) | |
| Chennai MAA | T1 | Travel Club Lounge (T1) Travel Food Services | domestic | issuer programme (bank / operator app) |
| T4 | Travel Club Lounge (T4) Travel Food Services · check at desk | domestic | issuer programme (bank / operator app) | |
| Hyderabad HYD | Main | Encalm Lounge (Domestic) Encalm | domestic | issuer programme (bank / operator app) |
| Main | Plaza Premium Lounge (Domestic) Plaza Premium | domestic | issuer programme (bank / operator app) | |
| Agartala IXA | Main | Agartala Airport Lounge Airport partner · check at desk | domestic | issuer programme (bank / operator app) |
| Ahmedabad AMD | T1 | Adani Lounge (Domestic) Adani Airports | domestic | issuer programme (bank / operator app) |
| Amritsar ATQ | Main | Bird Lounge (Domestic) Bird Group · check at desk | domestic | issuer programme (bank / operator app) |
| Ayodhya AYJ | Main | Adani Lounge (Ayodhya) Adani Airports · check at desk | domestic | issuer programme (bank / operator app) |
| Bagdogra IXB | Main | Bagdogra Airport Lounge Airport partner · check at desk | domestic | issuer programme (bank / operator app) |
| Bhopal BHO | Main | Bhopal Airport Lounge Airport partner · check at desk | domestic | issuer programme (bank / operator app) |
| Bhubaneswar BBI | T1 | Bhubaneswar Airport Lounge Airport partner · check at desk | domestic | issuer programme (bank / operator app) |
| Chandigarh IXC | Main | Chandigarh Airport Lounge Airport partner · check at desk | domestic | issuer programme (bank / operator app) |
| Coimbatore CJB | Main | Coimbatore Airport Lounge Airport partner · check at desk | domestic | issuer programme (bank / operator app) |
| Dehradun DED | Main | Dehradun Airport Lounge Airport partner · check at desk | domestic | issuer programme (bank / operator app) |
| Dibrugarh DIB | Main | Dibrugarh Airport Lounge Airport partner · check at desk | domestic | issuer programme (bank / operator app) |
| Goa (Dabolim) GOI | Main | Travel Club Lounge (Dabolim) Travel Food Services | domestic | issuer programme (bank / operator app) |
| Goa (Mopa) GOX | Main | Mopa Airport Lounge (Domestic) GMR · check at desk | domestic | issuer programme (bank / operator app) |
| Guwahati GAU | Main | Adani Lounge (Guwahati) Adani Airports | domestic | issuer programme (bank / operator app) |
| Gwalior GWL | Main | Gwalior Airport Lounge Airport partner · check at desk | domestic | issuer programme (bank / operator app) |
| Indore IDR | Main | Indore Airport Lounge Airport partner · check at desk | domestic | issuer programme (bank / operator app) |
| Jaipur JAI | T2 | Adani Lounge (Jaipur) Adani Airports | domestic | issuer programme (bank / operator app) |
| Jammu IXJ | Main | Jammu Airport Lounge Airport partner · check at desk | domestic | issuer programme (bank / operator app) |
| Kannur CNN | Main | Kannur Airport Lounge KIAL · check at desk | domestic | issuer programme (bank / operator app) |
| Kochi COK | T1 | Earth Lounge (Domestic) CIAL | domestic | issuer programme (bank / operator app) |
| Kolkata CCU | T2 | Travel Club Lounge (Domestic) Travel Food Services | domestic | issuer programme (bank / operator app) |
| Kozhikode CCJ | Main | Kozhikode Airport Lounge Airport partner · check at desk | domestic | issuer programme (bank / operator app) |
| Lucknow LKO | T3 | Adani Lounge (Lucknow) Adani Airports | domestic | issuer programme (bank / operator app) |
| Madurai IXM | Main | Madurai Airport Lounge Airport partner · check at desk | domestic | issuer programme (bank / operator app) |
| Mangaluru IXE | Main | Adani Lounge (Mangaluru) Adani Airports · check at desk | domestic | issuer programme (bank / operator app) |
| Nagpur NAG | Main | Nagpur Airport Lounge Airport partner · check at desk | domestic | issuer programme (bank / operator app) |
| Patna PAT | Main | Patna Airport Lounge Airport partner · check at desk | domestic | issuer programme (bank / operator app) |
| Prayagraj IXD | Main | Prayagraj Airport Lounge Airport partner · check at desk | domestic | issuer programme (bank / operator app) |
| Pune PNQ | Main | Travel Club Lounge (Pune) Travel Food Services | domestic | issuer programme (bank / operator app) |
| Raipur RPR | Main | Raipur Airport Lounge Airport partner · check at desk | domestic | issuer programme (bank / operator app) |
| Ranchi IXR | Main | Ranchi Airport Lounge Airport partner · check at desk | domestic | issuer programme (bank / operator app) |
| Srinagar SXR | Main | Srinagar Airport Lounge Airport partner · check at desk | domestic | issuer programme (bank / operator app) |
| Thiruvananthapuram TRV | T2 | Adani Lounge (Thiruvananthapuram Domestic) Adani Airports | domestic | issuer programme (bank / operator app) |
| Tiruchirappalli TRZ | Main | Tiruchirappalli Airport Lounge Airport partner · check at desk | domestic | issuer programme (bank / operator app) |
| Vadodara BDQ | Main | Vadodara Airport Lounge Airport partner · check at desk | domestic | issuer programme (bank / operator app) |
| Varanasi VNS | Main | Varanasi Airport Lounge Airport partner · check at desk | domestic | issuer programme (bank / operator app) |
| Visakhapatnam VTZ | Main | Visakhapatnam Airport Lounge Airport partner · check at desk | domestic | issuer programme (bank / operator app) |
Lounge lists change; the operator page or app is the final word. Cards with no spend condition → · Lounge Finder by airport →
Frequently asked questions
Does the Scapia Federal Bank give airport lounge access?
Scapia Federal Bank lounge access (Sept 2026): unlimited domestic, no international visits, needs ₹10,000 spend per month (programme: Unlimited domestic on ₹10k spend in previous month). That gets you into 50 lounges at 42 Indian airports in the CardLens inventory.
How many lounge visits does the Scapia Federal Bank give?
Unlimited domestic. Domestic access needs ₹10,000 spend per month; CardLens counts a visit as usable only when the profile's spend meets it.
How do I use the lounge?
Since September 2025 domestic entry is validated in the issuing bank's app or the operator's app (Encalm HOI at Delhi and Hyderabad, Adani LoungeOne at Adani airports); carry the card and a same-day boarding pass. International lounges use Priority Pass, Diners Club or Amex programmes.