RBL Bank · RuPay · lounge inventory reviewed 2026-09-16
8 points per ₹100 on IRCTC tickets, 1% surcharge waiver, 8 railway lounges.
IRCTC RBL Bank lounge access: none – this card carries no complimentary domestic or international lounge visits. Similar cards with lounges: EaseMyTrip Standard Chartered, IndiGo Ka-ching 6E Rewards XL, Platinum Travel.
✓ 10% off EaseMyTrip flights (cap ₹5,000) earns you about ₹2,400 a year on ₹24,000 of spend.
✓ 3% on grocery, dining, entertainment earns you about ₹2,851 a year on ₹95,040 of spend.
✓ Base rate 1% on other spends earns you about ₹2,426 a year on ₹2,42,640 of spend.
Lounge lists change; the operator page or app is the final word. Cards with no spend condition → · Lounge Finder by airport →
IRCTC RBL Bank lounge access: none – this card carries no complimentary domestic or international lounge visits. Similar cards with lounges: EaseMyTrip Standard Chartered, IndiGo Ka-ching 6E Rewards XL, Platinum Travel.
None.
Since September 2025 domestic entry is validated in the issuing bank's app or the operator's app (Encalm HOI at Delhi and Hyderabad, Adani LoungeOne at Adani airports); carry the card and a same-day boarding pass. International lounges use Priority Pass, Diners Club or Amex programmes.