Myntra Kotak
✓ Base rate 1.25% on other spends earns you about ₹2,823 a year on ₹2,25,840 of spend.
HDFC Bank · Visa · lounge inventory reviewed 2026-09-16
6 First Citizen points per ₹150 at Shoppers Stop, silver membership included.
Shoppers Stop HDFC Bank lounge access: none – this card carries no complimentary domestic or international lounge visits. Similar cards with lounges: Myntra Kotak, Flipkart Axis Bank, Samsung Axis Bank.
✓ Base rate 1.25% on other spends earns you about ₹2,823 a year on ₹2,25,840 of spend.
✓ 1% on other spends earns you about ₹2,006 a year on ₹2,00,640 of spend.
✓ Base rate 0.2% on other spends earns you about ₹452 a year on ₹2,25,840 of spend.
Lounge lists change; the operator page or app is the final word. Cards with no spend condition → · Lounge Finder by airport →
Shoppers Stop HDFC Bank lounge access: none – this card carries no complimentary domestic or international lounge visits. Similar cards with lounges: Myntra Kotak, Flipkart Axis Bank, Samsung Axis Bank.
None.
Since September 2025 domestic entry is validated in the issuing bank's app or the operator's app (Encalm HOI at Delhi and Hyderabad, Adani LoungeOne at Adani airports); carry the card and a same-day boarding pass. International lounges use Priority Pass, Diners Club or Amex programmes.