IDFC FIRST Bank× HPCLRuPay · UPI
FIRST Power+
Net savings₹7,908/yr
Savings rate2.0%
Annual feeWaived ₹589
Lounge✈4 dom
✓ 5% value on grocery, utilities, FASTag earns you about ₹3,660 a year on ₹73,200 of spend.
HDFC Bank · Visa · lounge inventory reviewed 2026-09-16
IndianOil HDFC Bank lounge access: airports, terminals and rules
5% fuel points at IndianOil pumps plus 5% on grocery and bills.
IndianOil HDFC Bank lounge access: none – this card carries no complimentary domestic or international lounge visits. Similar cards with lounges: FIRST Power+, BPCL SBI Card OCTANE, HPCL BOBCARD ENERGIE.
DomesticNoneno spend condition
InternationalNoneno international visits
ProgrammeNone
CardFull review, score & fees →₹590 incl. GST
Alternatives with lounge access
SBI Card× BPCLVisa
BPCL SBI Card OCTANE
Net savings₹5,355/yr
Savings rate1.6%
Annual feeWaived ₹1,769
Lounge✈4 dom
✓ 10 RP/₹100 on dining, grocery, departmental stores, movies earns you about ₹2,376 a year…
Bank of Baroda× HPCLVisa
HPCL BOBCARD ENERGIE
Net savings₹4,597/yr
Savings rate1.4%
Annual feeWaived ₹589
Lounge✈4 dom
✓ 24 RP/₹100 on HPCL fuel (fuel assumed at HPCL) earns you about ₹2,160 a year on ₹36,000…
Lounge lists change; the operator page or app is the final word. Cards with no spend condition → · Lounge Finder by airport →
Frequently asked questions
Does the IndianOil HDFC Bank give airport lounge access?
IndianOil HDFC Bank lounge access: none – this card carries no complimentary domestic or international lounge visits. Similar cards with lounges: FIRST Power+, BPCL SBI Card OCTANE, HPCL BOBCARD ENERGIE.
How many lounge visits does the IndianOil HDFC Bank give?
None.
How do I use the lounge?
Since September 2025 domestic entry is validated in the issuing bank's app or the operator's app (Encalm HOI at Delhi and Hyderabad, Adani LoungeOne at Adani airports); carry the card and a same-day boarding pass. International lounges use Priority Pass, Diners Club or Amex programmes.