CSB Bank Jupiter Edge CSB Bank credit card
CSB Bank× JupiterRuPay · UPICashback

Jupiter Edge CSB Bank credit card

Lifetime-free RuPay card with 2% cashback on UPI in chosen categories and 0.4% elsewhere.

26
Personal score26/100● Weak fit
Recurring net savings₹2,581/yrafter fee, GST and caps · bills paid in full
First-year value₹2,581no welcome offer
Effective savings rate0.7%on ₹3,87,600 card spend · 6% = full marks
Annual fee (incl. GST)Free for lifeno fee, ever
Lounge access✈ noneyou can use 0 of your visits
PersonaliseOfficial page ↗

Source: CSB Bank – Jupiter Edge CSB Bank product page · last reviewed 2026-09-12

Standard profile
Scored for Typical Indian cardholder · ₹32k/monthBills paid in full · first-year offers shown separately · set up your profile to score cards for your own spend

Why it fits – and what to watch

hover any tile for the detail
₹1,709/yr2% on food, grocery & pharmacy (pick 2…
₹0Lifetime free
0/2lounge visits covered
₹36,000earns nothing (fuel)

! No usable lounge access although you asked for it.

Where the money comes from

₹2,581/yr · 0.7%
2% on food, grocery & pharmacy (pick 2…on ₹85,440₹1,709
Base rate 0.4% on other spendson ₹1,57,200₹629
0.4% on other UPI spendson ₹60,960₹244
Excluded categories (no rewards)on ₹84,000₹0
How ₹2,581/yr is calculated
Jupiter Edge CSB Bank
+ Reward value on your spendat ₹1/Cashback realistic value
₹2,581
+ Annual fee incl. 18% GSTlifetime free
₹0
= Recurring net savings
₹2,581/yr
÷ card spend counted UPI-only rupees excluded on non-RuPay cards
₹3,87,600
= Effective savings rate
0.7%

How the score of 26 is built

weights total 100% · methodology
Net savings rate14/100 × 55%7.4
Usable lounge access0/100 × 15%0.0
Redemption flexibility100/100 × 10%10.0
Lifestyle fit0/100 × 10%0.0
Simplicity80/100 × 5%4.0
Fee safety100/100 × 5%5.0

Airport lounges with this card

This card has no complimentary lounge access. Find cards that get you in →

Card facts

💳 Base earn0.4%value on eligible spend
⚡ Accelerated2% 2% on food, grocery &…0.4% on other UPI spends
🚫 No rewards onfuelrentutilitiesinsuranceeducation
🏷️ FeesLifetime free
🎁 Welcome (year 1)none
🏁 Milestonesnone
✈️ Lounge✈0 dom🌏0 intlNone
🌏 Forex markup3.5%+ GST on the markup
🔁 Redemption₹1/Cashback ★★★★★Credited to statement.
🧩 Simplicity★★★★☆set and forget
🎯 Lifestylenone
🪪 EligibilityIncome ₹3L+/yr

At a glance

  • UPI cashback
  • Free
  • Small caps

Compare Jupiter Edge CSB Bank with

Community Q&A on the Jupiter Edge CSB Bank

Threaded questions from cardholders · the Advisor can add a computed answer.

Loading discussion…

Frequently asked questions

What is the annual fee of the Jupiter Edge CSB Bank?

It is lifetime free – no joining or renewal fee.

Does the Jupiter Edge CSB Bank give airport lounge access?

No lounge access. None.

How much can I save with the Jupiter Edge CSB Bank?

For our example profile (Typical Indian cardholder (₹32k/month)) the recurring net saving is ₹2,581 a year, an effective savings rate of 0.7% after the fee. Use Find My Card to see your own number – it depends on where you spend and which caps you hit.

What are the Jupiter Edge CSB Bank's reward exclusions and caps?

No rewards on fuel, rent, utilities, insurance, education. 2% on food, grocery & pharmacy (pick 2 categories, cap ₹200 each): capped at ₹400 a month

Sources

Reviewed 2026-09-12. Point values are our realistic estimates – see methodology. Also: Jupiter Edge CSB Bank lounge access by airport · all CSB Bank cards · change log.