Adani One ICICI Bank Signature credit card
7% Adani Reward Points on Adani One flights and 5% on airport spends at Adani airports.
Source: ICICI Bank – Adani One ICICI Bank Signature product page · last reviewed 2026-09-19
Why it fits – and what to watch
hover any tile for the detail! You pay the ₹5,900 annual fee (incl. GST) – waiver needs ₹5,00,000 spend.
Where the money comes from
−₹1,290/yr · -0.4%UPI QR spend is left out – not a RuPay card (UPI is counted once, on RuPay cards only).
- How −₹1,290/yr is calculated
- Adani One ICICI Bank Signature
- + Reward value on your spendat ₹1/Adani Reward Points realistic value
- ₹4,250
- + Fuel surcharge waiver1% up to ₹250/month
- ₹360
- − Annual fee incl. 18% GSTcharged every year
- −₹5,900
- = Recurring net savings
- −₹1,290/yr
- ÷ card spend counted UPI-only rupees excluded on non-RuPay cards
- ₹3,26,640
- = Effective savings rate
- -0.4%
How the score of 24 is built
weights total 100% · methodologyAirport lounges with this card
Open Lounge Finder →How you get in: issuer programme (bank / operator app) · Priority Pass. Carry the card and a same-day boarding pass; at Delhi and Hyderabad validate in the Encalm HOI app, at Adani airports in the Adani LoungeOne app.
DEL Delhi 6 lounges
- ✈T3 Encalm Lounge (T3 Domestic) Encalm · via issuer programme (bank / operator app) verified
- ✈T3 Plaza Premium Lounge (T3 Domestic) Plaza Premium · via issuer programme (bank / operator app) verified
- 🌏T3 Encalm Privé (T3 International) Encalm · via Priority Pass verified
- 🌏T3 Plaza Premium Lounge (T3 International) Plaza Premium · via Priority Pass verified
- ✈T1 Encalm Lounge (T1) Encalm · via issuer programme (bank / operator app) verified
- ✈T2 Encalm Lounge (T2) Encalm · via issuer programme (bank / operator app) verified
HYD Hyderabad 4 lounges
- ✈Main Encalm Lounge (Domestic) Encalm · via issuer programme (bank / operator app) verified
- ✈Main Plaza Premium Lounge (Domestic) Plaza Premium · via issuer programme (bank / operator app) verified
- 🌏Main Plaza Premium Lounge (International) Plaza Premium · via Priority Pass verified
- 🌏Main Encalm Privé (International) Encalm · via Priority Pass check at desk
BOM Mumbai 4 lounges
- ✈T2 Adani Lounge (T2 Domestic) Adani Airports · via issuer programme (bank / operator app) verified
- ✈T2 TFS Lounge (T2 Domestic) Travel Food Services · via issuer programme (bank / operator app) check at desk
- 🌏T2 Adani Lounge (T2 International) Adani Airports · via Priority Pass verified
- ✈T1 Adani Lounge (T1) Adani Airports · via issuer programme (bank / operator app) verified
BLR Bengaluru 3 lounges
- ✈T2 080 Domestic Lounge BIAL · via issuer programme (bank / operator app) verified
- 🌏T2 080 International Lounge BIAL · via Priority Pass verified
- ✈T1 Above Ground Level Lounge (T1) Travel Food Services · via issuer programme (bank / operator app) verified
MAA Chennai 3 lounges
- ✈T1 Travel Club Lounge (T1) Travel Food Services · via issuer programme (bank / operator app) verified
- ✈T4 Travel Club Lounge (T4) Travel Food Services · via issuer programme (bank / operator app) check at desk
- 🌏T2 Travel Club Lounge (International) Travel Food Services · via Priority Pass verified
AMD Ahmedabad 2 lounges
- ✈T1 Adani Lounge (Domestic) Adani Airports · via issuer programme (bank / operator app) verified
- 🌏T2 Adani Lounge (International) Adani Airports · via Priority Pass verified
ATQ Amritsar 2 lounges
- ✈Main Bird Lounge (Domestic) Bird Group · via issuer programme (bank / operator app) check at desk
- 🌏Main Bird Lounge (International) Bird Group · via Priority Pass check at desk
GOX Goa (Mopa) 2 lounges
- ✈Main Mopa Airport Lounge (Domestic) GMR · via issuer programme (bank / operator app) check at desk
- 🌏Main Mopa Airport Lounge (International) GMR · via Priority Pass check at desk
COK Kochi 2 lounges
- ✈T1 Earth Lounge (Domestic) CIAL · via issuer programme (bank / operator app) verified
- 🌏T3 Earth Lounge (International) CIAL · via Priority Pass verified
CCU Kolkata 2 lounges
- ✈T2 Travel Club Lounge (Domestic) Travel Food Services · via issuer programme (bank / operator app) verified
- 🌏T2 Travel Club Lounge (International) Travel Food Services · via Priority Pass verified
LKO Lucknow 2 lounges
- ✈T3 Adani Lounge (Lucknow) Adani Airports · via issuer programme (bank / operator app) verified
- 🌏T3 Adani Lounge (Lucknow International) Adani Airports · via Priority Pass check at desk
TRV Thiruvananthapuram 2 lounges
- ✈T2 Adani Lounge (Thiruvananthapuram Domestic) Adani Airports · via issuer programme (bank / operator app) verified
- 🌏T2 Adani Lounge (Thiruvananthapuram International) Adani Airports · via Priority Pass check at desk
+ 30 more airports in the Lounge Finder.
What changed on this card
- DevaluationICICI Bank
MakeMyTrip and Adani One ICICI cards: lounge access now needs ₹75,000 spend a quarter
From 1 July 2026 the MakeMyTrip ICICI Bank card and both Adani One ICICI cards (Signature and Platinum) follow the same rule as other ICICI cards: complimentary airport lounge access only if you spent ₹75,000 in the previous calendar quarter. These co-brands previously had no spend condition. Times Black and the Emeralde family stay unconditional.
Card facts
At a glance
- Unlimited domestic lounges (spend-gated)
- High earn on Adani One flights
- Points locked to Adani One
- Lounge access needs ₹75k spend per quarter since Jul 2026
Community Q&A on the Adani One ICICI Bank Signature
Threaded questions from cardholders · the Advisor can add a computed answer.
Loading discussion…
Frequently asked questions
What is the annual fee of the Adani One ICICI Bank Signature?
Joining fee ₹5,000 and renewal fee ₹5,000, plus 18% GST (₹5,900 a year). The renewal fee is waived if you spend ₹5,00,000 in the card year.
Does the Adani One ICICI Bank Signature give airport lounge access?
unlimited domestic + 4 international/yr. Unlimited domestic (Adani airports incl.) + 4 international, on ₹75k quarterly spend (from 1 Jul 2026). Access needs ₹75,000 spend per quarter.
How much can I save with the Adani One ICICI Bank Signature?
For our example profile (Typical Indian cardholder (₹32k/month)) the recurring net saving is −₹1,290 a year, an effective savings rate of -0.4% after the fee. Use Find My Card to see your own number – it depends on where you spend and which caps you hit.
What are the Adani One ICICI Bank Signature's reward exclusions and caps?
No rewards on fuel, rent, utilities, insurance, education. 7% on Adani One bookings: capped at ₹5,000 a month
Sources
Reviewed 2026-09-19. Point values are our realistic estimates – see methodology. Also: Adani One ICICI Bank Signature lounge access by airport · all ICICI Bank cards · change log.