ICICI Bank Adani One ICICI Bank Signature credit card
ICICI Bank× Adani OneVisaTravel

Adani One ICICI Bank Signature credit card

7% Adani Reward Points on Adani One flights and 5% on airport spends at Adani airports.

24
Personal score24/100● Weak fit
Recurring net savings−₹1,290/yrafter fee, GST and caps · bills paid in full
First-year value₹3,710incl. ₹5,000 welcome, ₹5,900 joining fee
Effective savings rate-0.4%on ₹3,26,640 card spend · 6% = full marks
Annual fee (incl. GST)You pay ₹5,900waiver at ₹5,00,000 spend
Lounge access∞ dom🌏4 intlyou can use 2 of your visits

Source: ICICI Bank – Adani One ICICI Bank Signature product page · last reviewed 2026-09-12

Estimates for Typical Indian cardholder (₹32k/month) example profile · bills paid in full · first-year offers shown separately.

Why it fits – and what to watch

hover any tile for the detail
₹2,090/yrBase rate 1% on other spends
−₹5,900Fee you pay
2/2lounge visits covered
₹36,000earns nothing (fuel)

! You pay the ₹5,900 annual fee (incl. GST) – waiver needs ₹5,00,000 spend.

Where the money comes from

−₹1,290/yr · -0.4%
Base rate 1% on other spendson ₹2,09,040₹2,090
7% on Adani One bookingson ₹24,000₹1,680
5% at Adani airport lounges, F&B, retailon ₹9,600₹480
Excluded categories (no rewards)on ₹84,000₹0
Fuel surcharge waiver₹360
Renewal fee incl. GSTyou pay it−₹5,900

UPI QR spend is left out – not a RuPay card (UPI is counted once, on RuPay cards only).

How the score of 24 is built

weights total 100% · methodology
Net savings rate0/100 × 55%0.0
Usable lounge access100/100 × 15%15.0
Redemption flexibility40/100 × 10%4.0
Lifestyle fit0/100 × 10%0.0
Simplicity60/100 × 5%3.0
Fee safety39/100 × 5%2.0

Airport lounges with this card

Open Lounge Finder →
42airports in India
64lounges you can enter
Unlimiteddomestic
4 per yearinternational

How you get in: issuer programme (bank / operator app) · Priority Pass. Carry the card and a same-day boarding pass; at Delhi and Hyderabad validate in the Encalm HOI app, at Adani airports in the Adani LoungeOne app.

DEL Delhi 6 lounges
  • T3 Encalm Lounge (T3 Domestic) Encalm · via issuer programme (bank / operator app) verified
  • T3 Plaza Premium Lounge (T3 Domestic) Plaza Premium · via issuer programme (bank / operator app) verified
  • 🌏T3 Encalm Privé (T3 International) Encalm · via Priority Pass verified
  • 🌏T3 Plaza Premium Lounge (T3 International) Plaza Premium · via Priority Pass verified
  • T1 Encalm Lounge (T1) Encalm · via issuer programme (bank / operator app) verified
  • T2 Encalm Lounge (T2) Encalm · via issuer programme (bank / operator app) verified
HYD Hyderabad 4 lounges
  • Main Encalm Lounge (Domestic) Encalm · via issuer programme (bank / operator app) verified
  • Main Plaza Premium Lounge (Domestic) Plaza Premium · via issuer programme (bank / operator app) verified
  • 🌏Main Plaza Premium Lounge (International) Plaza Premium · via Priority Pass verified
  • 🌏Main Encalm Privé (International) Encalm · via Priority Pass check at desk
BOM Mumbai 4 lounges
  • T2 Adani Lounge (T2 Domestic) Adani Airports · via issuer programme (bank / operator app) verified
  • T2 TFS Lounge (T2 Domestic) Travel Food Services · via issuer programme (bank / operator app) check at desk
  • 🌏T2 Adani Lounge (T2 International) Adani Airports · via Priority Pass verified
  • T1 Adani Lounge (T1) Adani Airports · via issuer programme (bank / operator app) verified
BLR Bengaluru 3 lounges
  • T2 080 Domestic Lounge BIAL · via issuer programme (bank / operator app) verified
  • 🌏T2 080 International Lounge BIAL · via Priority Pass verified
  • T1 Above Ground Level Lounge (T1) Travel Food Services · via issuer programme (bank / operator app) verified
MAA Chennai 3 lounges
  • T1 Travel Club Lounge (T1) Travel Food Services · via issuer programme (bank / operator app) verified
  • T4 Travel Club Lounge (T4) Travel Food Services · via issuer programme (bank / operator app) check at desk
  • 🌏T2 Travel Club Lounge (International) Travel Food Services · via Priority Pass verified
AMD Ahmedabad 2 lounges
  • T1 Adani Lounge (Domestic) Adani Airports · via issuer programme (bank / operator app) verified
  • 🌏T2 Adani Lounge (International) Adani Airports · via Priority Pass verified
ATQ Amritsar 2 lounges
  • Main Bird Lounge (Domestic) Bird Group · via issuer programme (bank / operator app) check at desk
  • 🌏Main Bird Lounge (International) Bird Group · via Priority Pass check at desk
GOX Goa (Mopa) 2 lounges
  • Main Mopa Airport Lounge (Domestic) GMR · via issuer programme (bank / operator app) check at desk
  • 🌏Main Mopa Airport Lounge (International) GMR · via Priority Pass check at desk
COK Kochi 2 lounges
  • T1 Earth Lounge (Domestic) CIAL · via issuer programme (bank / operator app) verified
  • 🌏T3 Earth Lounge (International) CIAL · via Priority Pass verified
CCU Kolkata 2 lounges
  • T2 Travel Club Lounge (Domestic) Travel Food Services · via issuer programme (bank / operator app) verified
  • 🌏T2 Travel Club Lounge (International) Travel Food Services · via Priority Pass verified
LKO Lucknow 2 lounges
  • T3 Adani Lounge (Lucknow) Adani Airports · via issuer programme (bank / operator app) verified
  • 🌏T3 Adani Lounge (Lucknow International) Adani Airports · via Priority Pass check at desk
TRV Thiruvananthapuram 2 lounges
  • T2 Adani Lounge (Thiruvananthapuram Domestic) Adani Airports · via issuer programme (bank / operator app) verified
  • 🌏T2 Adani Lounge (Thiruvananthapuram International) Adani Airports · via Priority Pass check at desk

+ 30 more airports in the Lounge Finder.

Card facts

💳 Base earn1%value on eligible spend
⚡ Accelerated7% 7% on Adani One bookings5% 5% at Adani airport…
🚫 No rewards onfuelrentutilitiesinsuranceeducation
🏷️ Fees₹5,900/yr incl. GSTwaived on ₹5,00,000 spend · joining ₹5,000
🎁 Welcome (year 1)≈ ₹5,0005,000 Adani points on fee payment
🏁 Milestonesnone
✈️ Lounge∞ dom🌏4/yr intlUnlimited domestic (Adani airports incl.) + 4 international
🌏 Forex markup2%+ GST on the markup
🔁 Redemption₹1/Adani Reward Points ★★☆☆☆1 point = ₹1 on Adani One app.
🧩 Simplicity★★★☆☆a few caps to track
🎯 Lifestyleconciergeinsurance cover
🪪 EligibilityIncome ₹3L+/yr

At a glance

  • Unlimited domestic lounges
  • High earn on Adani One flights
  • Points locked to Adani One

Community Q&A on the Adani One ICICI Bank Signature

Threaded questions from cardholders · the Advisor can add a computed answer.

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Frequently asked questions

What is the annual fee of the ICICI Bank Adani One ICICI Bank Signature?

Joining fee ₹5,000 and renewal fee ₹5,000, plus 18% GST (₹5,900 a year). The renewal fee is waived if you spend ₹5,00,000 in the card year.

Does the Adani One ICICI Bank Signature give airport lounge access?

unlimited domestic + 4 international/yr. Unlimited domestic (Adani airports incl.) + 4 international.

How much can I save with the Adani One ICICI Bank Signature?

For our example profile (Typical Indian cardholder (₹32k/month)) the recurring net saving is −₹1,290 a year, an effective savings rate of -0.4% after the fee. Use Find My Card to see your own number – it depends on where you spend and which caps you hit.

What are the Adani One ICICI Bank Signature's reward exclusions and caps?

No rewards on fuel, rent, utilities, insurance, education. 7% on Adani One bookings: capped at ₹5,000 a month

Sources

Reviewed 2026-09-12. Point values are our realistic estimates – see methodology.