HDFC Bank credit card changes

HDFC Bank credit card changes (Sept 2026): 2 dated changes logged, newest first. Latest: HDFC Infinia: ₹18 lakh annual spend or ₹50 lakh relationship expected to retain the card (2026-04-01). Every entry links its source and says which CardLens cards it touched; card data was updated on the verification date shown.

All HDFC Bank changes

1. 1 Apr 2026Policy changeHDFC Bank

   HDFC Infinia: ₹18 lakh annual spend or ₹50 lakh relationship expected to retain the card

   From 1 April 2026 HDFC Bank expects Infinia holders to either spend ₹18 lakh a year across primary and add-on cards or hold ₹50 lakh total relationship value with the bank; accounts below both thresholds may be downgraded. Earn rates, SmartBuy multipliers and transfer ratios were not cut in this notice. HDFC has not published the segment-wise treatment, so treat downgrade reports as unconfirmed.

   Cards: Infinia Metal · Source: SaveSage – HDFC Infinia changes April 2026 · verified 2026-09-19

2. 1 Jul 2025New feeHDFC Bank

   HDFC Bank: 1% fee on rent, high utility and gaming spends; insurance reward caps

   From 1 July 2025 HDFC cards charge 1% (capped at ₹4,999 a month) on rent payments, on all utility transactions once monthly utility spend crosses ₹50,000 on personal cards, and on online skill-based gaming above ₹10,000 a month (gaming also earns no points). Insurance reward points are capped at 10,000 a month on Infinia, 5,000 on Diners Black and 2,000 on other cards.

   Cards: Infinia Metal, Diners Club Black Metal, Regalia Gold, Regalia, Millennia, Swiggy HDFC Bank, Tata Neu Infinity HDFC Bank, Tata Neu Plus HDFC Bank +10 more · Source: Business Standard – HDFC credit card users alert: new fees, reward caps from July 1 · verified 2026-09-19

Machine-readable: /data/changes.json · open data. Missing something? The issuer notice pages are linked from sources.