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Side by side across savings, fees, lounges, caps and redemption for your own spend – the winning value in each row gets a BEST tag.

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The top 3 cards of each type for your profile, scored head-to-head – open any in one tap.

Estimates for Typical Indian cardholder (₹32k/month) example profile · bills paid in full · first-year offers shown separately.

Across typesCompare all 3 →
  1. 1HSBC Live+HSBC77
  2. 2Airtel Axis BankAxis Bank69
  3. 3Myntra KotakKotak Mahindra Bank65

The three highest-scoring cards for your profile, whatever the type. Higher score is better.

CashbackCompare all 3 →
  1. 1HSBC Live+HSBC77
  2. 2Airtel Axis BankAxis Bank69
  3. 3ACEAxis Bank63

Top 3 cashback cards by personal score. Higher score is better.

ShoppingCompare all 3 →
  1. 1Myntra KotakKotak Mahindra Bank65
  2. 2Flipkart Axis BankAxis Bank53
  3. 3Amazon Pay ICICI BankICICI Bank43

Top 3 shopping cards by personal score. Higher score is better.

TravelCompare all 3 →
  1. 1EaseMyTrip Standard CharteredStandard Chartered54
  2. 2IndiGo Ka-ching 6E Rewards XLKotak Mahindra Bank50
  3. 3Platinum TravelAmerican Express48

Top 3 travel cards by personal score. Higher score is better.

PremiumCompare all 3 →
  1. 1BOBCARD ETERNABank of Baroda58
  2. 2Diners Club PrivilegeHDFC Bank55
  3. 3PrivilegeAxis Bank54

Top 3 premium cards by personal score. Higher score is better.

Super-premiumCompare all 3 →
  1. 1Infinia MetalHDFC Bank49
  2. 2Emeralde Private MetalICICI Bank49
  3. 3UltimateStandard Chartered47

Top 3 super-premium cards by personal score. Higher score is better.

LifestyleCompare all 3 →
  1. 1LITAU Small Finance Bank55
  2. 2Tata Neu Infinity HDFC BankHDFC Bank53
  3. 3BOBCARD TIARABank of Baroda52

Top 3 lifestyle cards by personal score. Higher score is better.

FuelCompare all 3 →
  1. 1FIRST Power+IDFC FIRST Bank58
  2. 2BPCL SBI Card OCTANESBI Card54
  3. 3HPCL BOBCARD ENERGIEBank of Baroda52

Top 3 fuel cards by personal score. Higher score is better.

Entry-levelCompare all 3 →
  1. 1Membership Rewards (MRCC)American Express64
  2. 2Altura PlusAU Small Finance Bank50
  3. 3Tata Neu Plus HDFC BankHDFC Bank49

Top 3 entry-level cards by personal score. Higher score is better.

Lifetime freeCompare all 3 →
  1. 1LITAU Small Finance Bank55
  2. 2FIRST WealthIDFC FIRST Bank45
  3. 3FIRST SelectIDFC FIRST Bank45

No fee, ever – ranked by what they still earn you. Higher score is better.

UPI on RuPayCompare all 3 →
  1. 1FIRST Power+IDFC FIRST Bank58
  2. 2Tata Neu Infinity HDFC BankHDFC Bank53
  3. 3Tata Neu Plus HDFC BankHDFC Bank49

Cards that earn on UPI scan-and-pay. Higher score is better.

Low forexCompare all 3 →
  1. 1Scapia Federal BankFederal Bank44
  2. 2MarqueeYes Bank44
  3. 3ixigo AUAU Small Finance Bank44

Under 1% markup for spending abroad. Higher score is better.