Standard Chartered EaseMyTrip Standard Chartered credit card
Standard Chartered× EaseMyTripVisaTravel

EaseMyTrip Standard Chartered credit card

20% off EaseMyTrip hotels and 10% off flights, 10X points on travel.

54
Personal score54/100● Good fit
Recurring net savings₹6,193/yrafter fee, GST and caps · bills paid in full
First-year value₹5,780no welcome offer, ₹413 joining fee
Effective savings rate1.9%on ₹3,26,640 card spend · 6% = full marks
Annual fee (incl. GST)Waived ₹413waiver at ₹50,000 spend
Lounge access4 domyou can use 2 of your visits

Source: Standard Chartered – EaseMyTrip Standard Chartered product page · last reviewed 2026-09-12

Estimates for Typical Indian cardholder (₹32k/month) example profile · bills paid in full · first-year offers shown separately.

Why it fits – and what to watch

hover any tile for the detail
₹2,400/yr10% off EaseMyTrip flights (cap ₹5,000)
Waived₹413 fee
2/2lounge visits covered
1/1lifestyle perks matched
₹36,000earns nothing (fuel)

! Points are worth only ₹0.25 each – 1 point = ₹0.25.

Where the money comes from

₹6,193/yr · 1.9%
10% off EaseMyTrip flights (cap ₹5,000)on ₹24,000₹2,400
20% off EaseMyTrip hotels (cap ₹5,000)on ₹12,000₹2,400
Base rate 0.5% on other spendson ₹2,06,640₹1,033
Excluded categories (no rewards)on ₹84,000₹0
Fuel surcharge waiver₹360

UPI QR spend is left out – not a RuPay card (UPI is counted once, on RuPay cards only).

How the score of 54 is built

weights total 100% · methodology
Net savings rate32/100 × 55%17.4
Usable lounge access100/100 × 15%15.0
Redemption flexibility40/100 × 10%4.0
Lifestyle fit100/100 × 10%10.0
Simplicity60/100 × 5%3.0
Fee safety100/100 × 5%5.0

Airport lounges with this card

Open Lounge Finder →
42airports in India
50lounges you can enter
1 per quarterdomestic
Noneinternational

How you get in: issuer programme (bank / operator app). Carry the card and a same-day boarding pass; at Delhi and Hyderabad validate in the Encalm HOI app, at Adani airports in the Adani LoungeOne app.

DEL Delhi 4 lounges
  • T3 Encalm Lounge (T3 Domestic) Encalm · via issuer programme (bank / operator app) verified
  • T3 Plaza Premium Lounge (T3 Domestic) Plaza Premium · via issuer programme (bank / operator app) verified
  • T1 Encalm Lounge (T1) Encalm · via issuer programme (bank / operator app) verified
  • T2 Encalm Lounge (T2) Encalm · via issuer programme (bank / operator app) verified
BOM Mumbai 3 lounges
  • T2 Adani Lounge (T2 Domestic) Adani Airports · via issuer programme (bank / operator app) verified
  • T2 TFS Lounge (T2 Domestic) Travel Food Services · via issuer programme (bank / operator app) check at desk
  • T1 Adani Lounge (T1) Adani Airports · via issuer programme (bank / operator app) verified
BLR Bengaluru 2 lounges
  • T2 080 Domestic Lounge BIAL · via issuer programme (bank / operator app) verified
  • T1 Above Ground Level Lounge (T1) Travel Food Services · via issuer programme (bank / operator app) verified
MAA Chennai 2 lounges
  • T1 Travel Club Lounge (T1) Travel Food Services · via issuer programme (bank / operator app) verified
  • T4 Travel Club Lounge (T4) Travel Food Services · via issuer programme (bank / operator app) check at desk
HYD Hyderabad 2 lounges
  • Main Encalm Lounge (Domestic) Encalm · via issuer programme (bank / operator app) verified
  • Main Plaza Premium Lounge (Domestic) Plaza Premium · via issuer programme (bank / operator app) verified
IXA Agartala 1 lounge
  • Main Agartala Airport Lounge Airport partner · via issuer programme (bank / operator app) check at desk
AMD Ahmedabad 1 lounge
  • T1 Adani Lounge (Domestic) Adani Airports · via issuer programme (bank / operator app) verified
ATQ Amritsar 1 lounge
  • Main Bird Lounge (Domestic) Bird Group · via issuer programme (bank / operator app) check at desk
AYJ Ayodhya 1 lounge
  • Main Adani Lounge (Ayodhya) Adani Airports · via issuer programme (bank / operator app) check at desk
IXB Bagdogra 1 lounge
  • Main Bagdogra Airport Lounge Airport partner · via issuer programme (bank / operator app) check at desk
BHO Bhopal 1 lounge
  • Main Bhopal Airport Lounge Airport partner · via issuer programme (bank / operator app) check at desk
BBI Bhubaneswar 1 lounge
  • T1 Bhubaneswar Airport Lounge Airport partner · via issuer programme (bank / operator app) check at desk

+ 30 more airports in the Lounge Finder.

Card facts

💳 Base earn0.5%value on eligible spend
⚡ Accelerated20% 20% off EaseMyTrip hotels 10% 10% off EaseMyTrip flights
🚫 No rewards onfuelrentutilitiesinsuranceeducation
🏷️ Fees₹413/yr incl. GSTwaived on ₹50,000 spend · joining ₹350
🎁 Welcome (year 1)none
🏁 Milestonesnone
✈️ Lounge1/qtr dom🌏0 intl4 domestic per year
🌏 Forex markup3.5%+ GST on the markup
🔁 Redemption₹0.25/SC Reward Points ★★☆☆☆1 point = ₹0.25.
🧩 Simplicity★★★☆☆a few caps to track
🎯 Lifestylefuel waiver
🪪 EligibilityIncome ₹3L+/yr

At a glance

  • Big travel discounts for ₹350
  • Lounge access
  • Only via EaseMyTrip; min-booking conditions

Community Q&A on the EaseMyTrip Standard Chartered

Threaded questions from cardholders · the Advisor can add a computed answer.

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Frequently asked questions

What is the annual fee of the Standard Chartered EaseMyTrip Standard Chartered?

Joining fee ₹350 and renewal fee ₹350, plus 18% GST (₹413 a year). The renewal fee is waived if you spend ₹50,000 in the card year.

Does the EaseMyTrip Standard Chartered give airport lounge access?

4 domestic/yr. 4 domestic per year.

How much can I save with the EaseMyTrip Standard Chartered?

For our example profile (Typical Indian cardholder (₹32k/month)) the recurring net saving is ₹6,193 a year, an effective savings rate of 1.9% after the fee. Use Find My Card to see your own number – it depends on where you spend and which caps you hit.

What are the EaseMyTrip Standard Chartered's reward exclusions and caps?

No rewards on fuel, rent, utilities, insurance, education. 20% off EaseMyTrip hotels (cap ₹5,000): capped at ₹5,000 a month; 10% off EaseMyTrip flights (cap ₹5,000): capped at ₹5,000 a month

Sources

Reviewed 2026-09-12. Point values are our realistic estimates – see methodology.