RBL Bank World Safari credit card
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World Safari credit card

Zero forex markup travel card with 5 points per ₹100 on travel.

39
Personal score39/100● Weak fit
Recurring net savings₹803/yrafter fee, GST and caps · bills paid in full
First-year value₹3,503incl. ₹2,700 welcome, ₹3,540 joining fee
Effective savings rate0.2%on ₹3,26,640 card spend · 6% = full marks
Annual fee (incl. GST)You pay ₹3,540never waived
Lounge access8 dom🌏8 intlyou can use 2 of your visits

Source: RBL Bank – World Safari product page · last reviewed 2026-09-12

Estimates for Typical Indian cardholder (₹32k/month) example profile · bills paid in full · first-year offers shown separately.

Why it fits – and what to watch

hover any tile for the detail
₹1,033/yrBase rate 0.5% on other spends
₹2,500/yr1 milestone unlocked
−₹3,540Fee you pay
2/2lounge visits covered
1/1lifestyle perks matched
₹36,000earns nothing (fuel)

! You pay the ₹3,540 annual fee (incl. GST) – waiver needs a fee-based renewal, it is never waived.

Where the money comes from

₹803/yr · 0.2%
Base rate 0.5% on other spendson ₹2,06,640₹1,033
5 points/₹100 on travelon ₹36,000₹450
Excluded categories (no rewards)on ₹84,000₹0
10,000 points at ₹2.5Lmilestone₹2,500
Fuel surcharge waiver₹360
Renewal fee incl. GSTyou pay it−₹3,540
◻︎ 15,000 points at ₹5L · needs ₹5,00,000/year

UPI QR spend is left out – not a RuPay card (UPI is counted once, on RuPay cards only).

How the score of 39 is built

weights total 100% · methodology
Net savings rate4/100 × 55%2.3
Usable lounge access100/100 × 15%15.0
Redemption flexibility60/100 × 10%6.0
Lifestyle fit100/100 × 10%10.0
Simplicity60/100 × 5%3.0
Fee safety45/100 × 5%2.3

Airport lounges with this card

Open Lounge Finder →
42airports in India
64lounges you can enter
2 per quarterdomestic
2 per quarterinternational

How you get in: issuer programme (bank / operator app) · Priority Pass. Carry the card and a same-day boarding pass; at Delhi and Hyderabad validate in the Encalm HOI app, at Adani airports in the Adani LoungeOne app.

DEL Delhi 6 lounges
  • T3 Encalm Lounge (T3 Domestic) Encalm · via issuer programme (bank / operator app) verified
  • T3 Plaza Premium Lounge (T3 Domestic) Plaza Premium · via issuer programme (bank / operator app) verified
  • 🌏T3 Encalm Privé (T3 International) Encalm · via Priority Pass verified
  • 🌏T3 Plaza Premium Lounge (T3 International) Plaza Premium · via Priority Pass verified
  • T1 Encalm Lounge (T1) Encalm · via issuer programme (bank / operator app) verified
  • T2 Encalm Lounge (T2) Encalm · via issuer programme (bank / operator app) verified
HYD Hyderabad 4 lounges
  • Main Encalm Lounge (Domestic) Encalm · via issuer programme (bank / operator app) verified
  • Main Plaza Premium Lounge (Domestic) Plaza Premium · via issuer programme (bank / operator app) verified
  • 🌏Main Plaza Premium Lounge (International) Plaza Premium · via Priority Pass verified
  • 🌏Main Encalm Privé (International) Encalm · via Priority Pass check at desk
BOM Mumbai 4 lounges
  • T2 Adani Lounge (T2 Domestic) Adani Airports · via issuer programme (bank / operator app) verified
  • T2 TFS Lounge (T2 Domestic) Travel Food Services · via issuer programme (bank / operator app) check at desk
  • 🌏T2 Adani Lounge (T2 International) Adani Airports · via Priority Pass verified
  • T1 Adani Lounge (T1) Adani Airports · via issuer programme (bank / operator app) verified
BLR Bengaluru 3 lounges
  • T2 080 Domestic Lounge BIAL · via issuer programme (bank / operator app) verified
  • 🌏T2 080 International Lounge BIAL · via Priority Pass verified
  • T1 Above Ground Level Lounge (T1) Travel Food Services · via issuer programme (bank / operator app) verified
MAA Chennai 3 lounges
  • T1 Travel Club Lounge (T1) Travel Food Services · via issuer programme (bank / operator app) verified
  • T4 Travel Club Lounge (T4) Travel Food Services · via issuer programme (bank / operator app) check at desk
  • 🌏T2 Travel Club Lounge (International) Travel Food Services · via Priority Pass verified
AMD Ahmedabad 2 lounges
  • T1 Adani Lounge (Domestic) Adani Airports · via issuer programme (bank / operator app) verified
  • 🌏T2 Adani Lounge (International) Adani Airports · via Priority Pass verified
ATQ Amritsar 2 lounges
  • Main Bird Lounge (Domestic) Bird Group · via issuer programme (bank / operator app) check at desk
  • 🌏Main Bird Lounge (International) Bird Group · via Priority Pass check at desk
GOX Goa (Mopa) 2 lounges
  • Main Mopa Airport Lounge (Domestic) GMR · via issuer programme (bank / operator app) check at desk
  • 🌏Main Mopa Airport Lounge (International) GMR · via Priority Pass check at desk
COK Kochi 2 lounges
  • T1 Earth Lounge (Domestic) CIAL · via issuer programme (bank / operator app) verified
  • 🌏T3 Earth Lounge (International) CIAL · via Priority Pass verified
CCU Kolkata 2 lounges
  • T2 Travel Club Lounge (Domestic) Travel Food Services · via issuer programme (bank / operator app) verified
  • 🌏T2 Travel Club Lounge (International) Travel Food Services · via Priority Pass verified
LKO Lucknow 2 lounges
  • T3 Adani Lounge (Lucknow) Adani Airports · via issuer programme (bank / operator app) verified
  • 🌏T3 Adani Lounge (Lucknow International) Adani Airports · via Priority Pass check at desk
TRV Thiruvananthapuram 2 lounges
  • T2 Adani Lounge (Thiruvananthapuram Domestic) Adani Airports · via issuer programme (bank / operator app) verified
  • 🌏T2 Adani Lounge (Thiruvananthapuram International) Adani Airports · via Priority Pass check at desk

+ 30 more airports in the Lounge Finder.

Card facts

💳 Base earn0.5%value on eligible spend
⚡ Accelerated1.25% 5 points/₹100 on travel
🚫 No rewards onfuelrentutilitiesinsuranceeducation
🏷️ Fees₹3,540/yr incl. GSTnot spend-waivable
🎁 Welcome (year 1)≈ ₹2,700₹3,000 MakeMyTrip voucher
🏁 Milestones₹2,500 @ ₹2,50,000/year₹3,750 @ ₹5,00,000/year
✈️ Lounge2/qtr dom🌏2/qtr intl2 domestic + 2 international per quarter
🌏 Forex markup0%+ GST on the markup
🔁 Redemption₹0.25/Travel Points ★★★☆☆1 point = ₹0.25 on travel vouchers.
🧩 Simplicity★★★☆☆a few caps to track
🎯 Lifestylefuel waiverzero forexinsurance cover
🪪 EligibilityIncome ₹3L+/yr

At a glance

  • 0% forex
  • 16 lounge visits
  • Milestone points
  • Low base earn
  • Fee not waivable
  • Points ₹0.25

Community Q&A on the World Safari

Threaded questions from cardholders · the Advisor can add a computed answer.

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Frequently asked questions

What is the annual fee of the RBL Bank World Safari?

Joining fee ₹3,000 and renewal fee ₹3,000, plus 18% GST (₹3,540 a year). The fee is not waived on spend.

Does the World Safari give airport lounge access?

8 domestic + 8 international/yr. 2 domestic + 2 international per quarter.

How much can I save with the World Safari?

For our example profile (Typical Indian cardholder (₹32k/month)) the recurring net saving is ₹803 a year, an effective savings rate of 0.2% after the fee. Use Find My Card to see your own number – it depends on where you spend and which caps you hit.

What are the World Safari's reward exclusions and caps?

No rewards on fuel, rent, utilities, insurance, education. No monthly caps on the main earn rates.

Sources

Reviewed 2026-09-12. Point values are our realistic estimates – see methodology.