PVR INOX Kotak credit card
Free movie tickets every month for regular moviegoers.
Source: Kotak Mahindra Bank – PVR INOX Kotak product page · last reviewed 2026-09-12
Estimates for Typical Indian cardholder (₹32k/month) example profile · bills paid in full · first-year offers shown separately.
Why it fits – and what to watch
hover any tile for the detail! No usable lounge access although you asked for it.
Where the money comes from
₹1,573/yr · 0.5%UPI QR spend is left out – not a RuPay card (UPI is counted once, on RuPay cards only).
How the score of 28 is built
weights total 100% · methodologyAirport lounges with this card
This card has no complimentary lounge access. Find cards that get you in →
Card facts
At a glance
- Free tickets worth ₹6,000/yr
- Cheap fee
- Only worth it for movie lovers
Community Q&A on the PVR INOX Kotak
Threaded questions from cardholders · the Advisor can add a computed answer.
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Frequently asked questions
What is the annual fee of the Kotak Mahindra Bank PVR INOX Kotak?
Joining fee ₹499 and renewal fee ₹499, plus 18% GST (₹589 a year). The renewal fee is waived if you spend ₹1,00,000 in the card year.
Does the PVR INOX Kotak give airport lounge access?
No lounge access. None.
How much can I save with the PVR INOX Kotak?
For our example profile (Typical Indian cardholder (₹32k/month)) the recurring net saving is ₹1,573 a year, an effective savings rate of 0.5% after the fee. Use Find My Card to see your own number – it depends on where you spend and which caps you hit.
What are the PVR INOX Kotak's reward exclusions and caps?
No rewards on fuel, rent, utilities, insurance, education. 5% back on PVR INOX (tickets & F&B): capped at ₹500 a month
Sources
Reviewed 2026-09-12. Point values are our realistic estimates – see methodology.